Glossary

CMA (IMA) Glossary of Key Terms

By The Exam Atlas Editorial Team · Verified 2026-05-29

Plain-English definitions of the terms for CMA study. Simplified for learning; IMA’s materials are authoritative.

TermDefinition
Management accountingInformation used internally for planning and decisions.
Contribution marginSales revenue minus variable costs.
Break-even pointThe sales level where profit is zero.
Fixed costA cost that does not change with output.
Variable costA cost that changes with output.
Standard costAn expected cost used as a benchmark.
VarianceThe difference between actual and expected.
BudgetA financial plan for a future period.
ForecastAn estimate of future financial outcomes.
ROIReturn on investment.
Residual incomeIncome above a required return on capital.
NPVNet Present Value of a set of cash flows.
IRRThe discount rate that makes NPV zero.
Working capitalCurrent assets minus current liabilities.
Cost of capitalThe required return to fund the business.
Internal controlProcesses safeguarding assets and reporting.
Decision analysisChoosing among alternatives using relevant data.
Risk managementIdentifying and mitigating financial risks.
Performance managementMeasuring and improving organisational performance.
Relevant costA future cost that differs between alternatives.

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