CFA

CFA Pass Rates: Levels I, II and III, and What They Mean

By The Exam Atlas Editorial Team · 2026-06-06

CFA pass rates are some of the most searched and most misread numbers in finance. Here is the latest official data, the long-run context, and what it actually means for you. All figures below come from CFA Institute; always confirm the most recent sitting on their site, since a new result is published after every exam.

Latest CFA pass rates

LevelLatest pass rateSitting
Level I45%February 2026
Level I43%November 2025
Level II42%November 2025
Level III50%February 2026

CFA Institute publishes a result after each sitting, so these change through the year. The numbers above are the most recent official figures we verified.

The long-run averages matter more

A single sitting can be noisy. The 10-year averages give a steadier picture:

  • Level I: around 40%
  • Level III: around 51%

So Level I, the entry exam, has historically been the hardest to pass on the numbers, partly because it draws the largest and least-filtered candidate pool. By Level III, the people sitting have already cleared two exams, which lifts the rate.

How to read a 40-50% pass rate

It is easy to see “40% pass” and assume the exam is a coin flip you are likely to lose. That misreads it:

  • The CFA is taken by working professionals studying part-time, and CFA Institute recommends a large study commitment per level. Many who fail simply under-prepared or ran out of time.
  • The exam tests the whole curriculum, so the candidates who pass are the ones who covered it all, not the ones who got lucky.
  • Pass rates say nothing about your odds if you put in the hours. They describe the average of a very mixed pool.

The honest takeaway: the pass rate is a signal that the CFA demands real, sustained preparation, not a verdict on whether you personally can pass. If you want to know whether the qualification is worth that effort, see our CFA Level I overview and the CFA vs CPA comparison.

FAQ

What is the CFA Level I pass rate?
CFA Institute reported a 45% pass rate for the February 2026 Level I exam and 43% for November 2025. The 10-year average for Level I is around 40%.
Which CFA level has the lowest pass rate?
Historically Level I has the lowest average pass rate (around 40% over 10 years). Level III tends to be the highest, averaging around 51%. Pass rates vary by sitting, so check the latest figures.
Does a low pass rate mean the CFA is impossible?
No. A 40-50% pass rate reflects a demanding exam taken by a self-selected, working candidate pool, not an impossible one. Consistent study across the full curriculum is what passes it, not luck.

Sources